Financial
Disability
Income replacement if you’re unable to work.
You’re eligible for disability insurance if you’re a full-time employee, or a part-time employee working at least 30 hours per week.
Disability insurance through Unum replaces part of your income if a non-work-related illness or injury keeps you from working.
Eligible employees are automatically enrolled, and Moneta pays for this coverage.
Partners: disability coverage is optional for Partners. If you decline it when you’re first eligible and want it later, you’ll need to provide evidence of insurability (EOI).
Short-Term Disability
| Details | |
|---|---|
| Benefit | 60% of weekly earnings |
| Weekly maximum | $2,500 |
| Benefit duration | Up to 12 weeks |
| Waiting period | 7 days for accident or sickness |
| Pre-existing limitation | None |
Long-Term Disability
| Details | |
|---|---|
| Benefit | 60% of monthly earnings |
| Monthly maximum | $15,000 |
| Benefit duration | To Social Security Normal Retirement Age (SSNRA) |
| Waiting period | 90 days |
| Pre-existing limitation | 12/12 (no benefits for a condition treated in the 12 months before your effective date until you have been covered 12 months) |
Contact:
Unum
Disability
866-679-3054
Resources:
Benefits Questions?
Contact your HR Team:
ADP Portal
Secure access to your benefits information.